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Buying and selling a home is one of the biggest events in your life. As top South Florida REALTORS®, we have the experience and track record you are looking for. We personally invite you to contact us for all of your real estate needs in Broward County and other homes for sale in Florida. We will ensure that whether you are selling your home, or looking for homes for sale in Broward County Florida, you will experience the unique approach we have for handling your real estate transactions. The key to finding the perfect home for the best price is to be represented by the most qualified and experienced Real Estate Professional in the city - and it's FREE! Why? Because the "seller" pays ALL agent's Professional Fee, not the buyer! Yes, it’s true - you can have the absolute best, most-qualified and experienced Real Estate Professional in the market do all of the work for you, preview houses to find you your perfect home, and then negotiate on your behalf to get YOU the best price and the best terms - AND IT’S FREE! Yes, you heard me right, it is absolutely free! Why: Because the “seller” pays ALL agent's Professional Fee. Not you, the buyer. You don’t pay a dime! We believe that the purchase or sale of real estate should be a positive, profitable and enjoyable experience for each client. Our team’s Mission is to provide First Class real estate service by applying our time, knowledge and negotiating skills to maximize our client’s profits and satisfaction. We share this commitment with you because we believe it is important for you to know how we feel about the real estate industry. You win in life by helping others. We want each client to be compelled to share their success with friends, family and acquaintances and be our “Client’s for Life” Everybody’s Talking About David & Denise Ditman! SELLER TESTIMONIAL: The Ditman’s commitment to excellent service is unsurpassed. They were straightforward through the entire process and always kept us informed on the next step. We were skeptical at first when they said they would sell our home in less than 2 weeks, but after seeing their dedication and experience, we knew they were trustworthy and would get the job done. We were true believers when we signed a full price offer in less than 4 days! They also took the time to really listen to our needs and wants in finding us a new home. They coordinated everything from beginning to end and left us without worry. They’ll be the only Realtors we recommend from now on. Mr. & Mrs. Romero “Peter & I are proud to write this letter for the purpose of complimenting you for the professional & thorough way you two handled the quick sale of our Carmel house in Pembroke Falls. First of all, your professionalism overwhelmed us after you sold our house in less than seven weeks from 11/26/06 until 1/12/07. Upon signing with you for six months all was explained to us. At the outset we both felt very comfortable & secure that in time our Carmel would be sold. Without a doubt, the day has come!! Finally, as sellers we felt completely secure because you came to our house whenever an agent came with a prospective buyer. You were there to explain any questions which the agent might not have known. Your telephone calls too alerted us as to the happenings of the sale of our house. Without a doubt, Keller Williams Realty is lucky to have you two as their agent. Thank You for your expertise & warmth.” Sincerely, Nina & Peter Gucciard David & Denise went beyond our expectations. Their energy, professionalism, dedication and friendly spirits earned our highest recommendation. Being a Captain in the US Air Force gave me limited time to find a home and get my family situated. David and Denise surpassed their duties as Realtors and handled ALL of the details once I was gone. They even coordinated with my family’s arrival and helped with all of the necessities for move in day. They truly are dedicated professionals!! Captain R. Seipert "My wife and I 'discovered' David & Denise while searching for homes on the internet. We were very impressed with there credentials and decided to contact them. Since we are moving from California, we were enthusiastic although uninformed about which locations in Broward counties would best suit our family's needs." "Unlike all the other realtors we contacted, David & Denise didn't try to push us into one area or property. Instead, he spent several days just getting to know us and helped us to determine what we were looking for. In a little over a week, we worked together to select the right property and closed the deal." "Although we realized how busy David & Denise were, always maintained the personal touch and stayed in close contact with us throughout the purchase of our new home. There service after our purchase continues to be excellent." "David & Denise our the most professional, organized, and trustworthy realtor we've ever met or worked with. We just wish he could sell our home in San Diego! We look forward to moving to our new home in Pembroke Falls and know we now have a new life-long friend nearby. We would definitely work with David & Denise again and would not hesitate to recommend him". Happy homeowner I decided to give David & Denise all of my business. They are the most professional, pleasant and caring Real Estate Consultants I have ever done business with. I have bought and sold over a dozen properties with David and Denise, and every time, I’ve had smooth transactions—never any worries! Many thanks!! A. Hamilton I first met David and Denise after seeking their assistance with the sale of my home. They were extremely responsive and communicated with me throughout the entire home selling process. They approach their work professionalism, and they sold my home at the highest price in less than 30 days! The Ditman’s integrity, trustworthiness, and commitment to exceptional service make doing business with them a pleasure. I would definitely recommend them and use their services again. S. Theofilatos David & Denise were committed to providing maximum service and they delivered! Their effective teamwork, commitment and caring attitude really do make a difference. Their dedication to their clients and their follow through are beyond impressive. My home was listed before with another Realtor and it sat on the market for 6 months!! Once David & Denise took over, my home was sold in record time! Their marketing plan really does work. They even helped me obtain a temporary rental in a short timeframe. I’m happy to say we’re still in touch today. M. Diamond It was nice to know that I could always get in contact with them. I didn’t have to wait hours for a return phone call. They both possess excellent communication skills which made working with them extremely pleasurable. Now I know why they come so highly recommended. L. Irones David and Denise prove that effective teamwork and dedication get the job done. They were true to their word and kept us informed through the entire process of our home sale and our new home purchase. Both transactions went smoother than we anticipated. They were very supportive and always took the time to listen to any questions or concerns we had. We will definitely recommend them to all of our friends. Mr. & Mrs. Nemia We didn’t want someone to “sell” us a house. David and Denise helped us purchase a home at the best price and terms. We had worked with other Realtors and they showed us everything we didn’t want. The Ditman’s listened to our needs and what we wanted and expected in a luxury home. They did the necessary research before showing us homes to insure it was what we were looking for. Just for that alone, we commend them. They were patient and never pushed a home on us, but always answered questions or gave an honest opinion. Mr. & Mrs. J. Rodriguez Dear David and Denise,….the children and I are very happy in our new home and wish to thank you for helping us get into the house we needed so badly! You are both patient and kind, and it showed every time you met with us. I appreciate your efforts, responsiveness, and the time you took to oversee that all the details were worked out, making my first time home buying experience an easy one. THANKS!! S. Brown It was my pleasure to have you as my Realtors in helping me find a home. Thank you so much for all you did to make the transaction a success. I will never forget all the time you dedicated to educate me on the entire home buying process and not to mention the mortgage process. The fact that Denise holds a mortgage license really made me feel comfortable knowing that I could call her anytime to oversee my loan process. Without her knowledge, I would have been overcharged by the first mortgage broker I contacted. Not enough thanks can be given for all of your hard work and dedication. M. Isaac "Professionalism, Knowledge, Ethics and Love for the Business create long-term success for both our clients and us." Thank you for visiting our Website. We look forward to representing you with all of your South Florida Real Estate needs. Please feel free to contact us anytime via phone or email. We look forward to hearing from you soon. Expect the Best… Experience the Difference... David and Denise Ditman Real Estate Consultants The Ditman Group (954)651-0200 or (954)-651-0221
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Tax Considerations >Tax Breaks
Most homeowners are keenly aware of the interest tax deduction on their home loan, but there are many other tax breaks which are often overlooked at income tax time. Pro-rated property taxes and mortgage interest in the year of sale are deductible. You will find these amounts listed on your closing settlement statement. If you paid off your mortgage and had to pay a pre-payment penalty, it qualifies as tax deductible interest. If you paid an "acquisition mortgage loan fee" on a home loan, this fee can be deducted as itemized interest. Home improvement loan fees are also deductible. Any remaining loan fees from re-financed or paid-off mortgages are fully deductible at the time of the mortgage payoff.
Certain items don't qualify as deductions, but can be added to the cost basis of your home, such as transfer taxes, recording and title fees, and special local property tax assessments for new sidewalks, streets, or sewers.
Don't be intimidated by the tax code! A little research or consultation with an expert can help you maximize your real estate tax advantages.
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What does "contingency" mean in real estate?
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A contingency is a specified event that must take place before a home purchase contract is binding; for example, a sale can be said to be "contingent upon the sale of the buyer's current residence." |
See More Real Estate Trivia > |
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